If January did you dirty, you’re not alone. We all started the year with high hopes, fresh resolutions, and ambitious budgeting plans. But before you could even say “new year, new me”, school fees, rent, increased fuel prices, and that one cousin who never forgets your number when he’s in need had already wiped your account clean.
Now, you’re looking at February like a stranded traveler eyeing a long, dry road with no hope in sight. Well, here’s how to survive February (including Valentine’s Day expenses) when January left you financially stranded.
Accept Your New Financial Status (At Least for Now)
First things first, let’s be honest with ourselves—you are broke. There’s no point pretending or trying to impress people who won’t give you urgent 2k later. Embrace your situation.
Start responding to every plan with:
- “Lemme check my schedule” (which is code for ‘do I have money for this?’)
- “Omo, my village people are testing me” (so they know your suffering is spiritual).
- “Let’s do it next month” (when, hopefully, salary or Sapa relief funds will drop).
Master the Art of Free Entertainment
Forget expensive brunch dates and owambe outings where you’ll just be collecting souvenirs and no food.
February is for free entertainment. Here’s how to have fun without spending money:
- Be an Event Crasher – Lagos has free events every weekend. Just dress well and walk in like you own the place.
- Visit Your Friends Who Have Netflix – Let them carry the streaming bill while you carry the remote.
- Join Religious Gatherings Strategically – Not just for spiritual growth, but for the free food and drinks at end-of-service fellowships.
- TikTok and Instagram Reels – 30 minutes here and you’ll forget you were even supposed to leave the house.
Become a Budgeting Guru
At this point, your motto should be: If it’s not essential, it’s not happening. Budget your funds like a Nigerian mom planning to buy Christmas clothes—strictly and with a deep sense of purpose.
- Cancel that gym subscription – Who are you deceiving? You know you haven’t gone since January 3rd.
- Cook your own food – Eating out is for people who still have “vex money.”
- Use transport alternatives – Trekking is cardio, plus you get gifts for walking 10k steps consistently if you join Fusion’s FitFeb. Don’t miss out! Also, hitching free rides builds your negotiation skills.
Survive Valentine’s Day Like a Pro
February 14th—the day capitalism ensures your account remains on life support. If you’re in a relationship, manage expectations early:
- Start preaching minimalist love: “Baby, love is not about material things; it’s about connection.”
- Promote home dates: “Let’s cook together and watch a movie. It’s more intimate.” (Translation: restaurant bills will not see me).
- If you’re single, congratulations! You have automatically dodged the biggest financial bullet of the month.
RELATED: Cheap Romantic Date Ideas In Lagos
Seek Alternative Income Sources (Because We Must Eat!)
If January humbled you, February is the time to think fast and make quick money. Some survival ideas:
- Sell your old items – That shoe you bought in 2019 that you never wore? Someone on Jiji will buy it.
- Freelance – If you can write, design, or even offer relationship advice, there’s money to be made online.
- Become a Content Creator on Fusion – Ditch those social platforms that never give you anything in return for your troubles. Create relevant posts consistently across Fusion’s communities and you just might be the next baller.
- Become a Vendor for Small Items – Selling recharge cards, thrift items, or chin chin to your colleagues can bring in daily urgent 2k cash.
Have Faith -Joy Is Coming!
No matter how tough it gets, always remember: Joy is on the way! Whether you’re expecting salary, allowance, or one miracle alert, keep hope alive.
In the meantime, stay away from unnecessary spending, borrow data instead of buying or ask your neighbour to share their hotspot, and remember: this suffering is only temporary.
By March, when you’ve recovered, you can go back to eating out and living large. But for now? Welcome to survival mode. 😭
If you’ve read this far, just know that you’re not alone. We’re all surviving February together.
Share this with your friends who need financial healing this month and invite them to join the Finance 101 community on Fusion.
Stay strong, stay frugal, and may your pockets recover swiftly!
Yours in management,
2,474 Responses
I am often to blogging and i really appreciate your content. The article has really peaks my interest. I am going to bookmark your site and keep checking for new information.
dixi 35 espaГ±a se puede comprar sin receta? gabapentina se puede comprar sin receta como abrir uma farmacia online
Sweet blog! I found it while searching on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Cheers
clarelux 500 sans ordonnance: PharmaDirecte – prix traitement paludisme
http://ordinasalute.com/# bentelan fiale
farmacia tei online contul meu: Clinica Galeno – farmacia brava online
se puede comprar amoxicilina sin receta en chile farmacia de guardia serie ver online comprar tationil sin receta
Nice post. I learn something more challenging on different blogs everyday. It will always be stimulating to read content from other writers and practice a little something from their store. I’d prefer to use some with the content on my blog whether you don’t mind. Natually I’ll give you a link on your web blog. Thanks for sharing.
https://clinicagaleno.com/# fastum gel se puede comprar sin receta
Pretty! This was a really wonderful post. Thank you for your provided information.
https://ordinasalute.com/# kipling pillola
The crux of your writing while appearing reasonable originally, did not really work very well with me personally after some time. Somewhere throughout the paragraphs you actually managed to make me a believer unfortunately only for a short while. I still have got a problem with your jumps in logic and one might do nicely to fill in those gaps. In the event you can accomplish that, I would surely be fascinated.
https://pharmadirecte.shop/# acheter tadalafil 5mg en ligne
I absolutely love your blog and find the majority of your post’s to be just what I’m looking for. Do you offer guest writers to write content to suit your needs? I wouldn’t mind writing a post or elaborating on many of the subjects you write concerning here. Again, awesome web site!
donde comprar ibuprofeno sin receta: Clinica Galeno – pharmacius | parafarmacia online | productos de farmacia mГЎlaga
como comprar pastillas sin receta Clinica Galeno europa farmacia online
avene cleanance mask: pharmacie infection urinaire sans ordonnance – acheter viagra en pharmacie sans ordonnance
brossette inava PharmaDirecte valaciclovir sans ordonnance en pharmacie
I got what you mean , thanks for putting up.Woh I am happy to find this website through google.
https://ordinasalute.shop/# farmacia più conveniente online
Way cool, some valid points! I appreciate you making this article available, the rest of the site is also high quality. Have a fun.
farmacia online veneto: OrdinaSalute – riopan bustine
rabestrom 75 didrogyl gocce prezzo qual ГЁ la farmacia online piГ№ affidabile?
test covid saliva farmacia online: farmacia online; – cuatro estaciones farmacia online
http://clinicagaleno.com/# test de antigenos farmacia comprar online
lucen prezzo delecit bustine plaunazide tumore
https://pharmadirecte.com/# epithelial ah duo
https://clinicagaleno.com/# farmacia y parafarmacia online oficial
https://pharmadirecte.shop/# pharmacie sans ordonnance en ligne
Good blog! I really love how it is simple on my eyes and the data are well written. I am wondering how I might be notified whenever a new post has been made. I have subscribed to your RSS feed which must do the trick! Have a great day!
clasteon a cosa serve: OrdinaSalute – dymavig 20 mg prezzo
sterdex sans ordonnance ordonnance pharmacie sans carte vitale salagen sans ordonnance
farmacia online 24 opiniones: Clinica Galeno – fp tecnico farmacia online
mi farmacia online avenida de portugal madrid Clinica Galeno los ovulos se pueden comprar sin receta
https://ordinasalute.com/# muscoril punture prezzo
Hi there! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My blog looks weird when browsing from my apple iphone. I’m trying to find a template or plugin that might be able to fix this problem. If you have any recommendations, please share. Many thanks!
fluxum 4250: frequil principio attivo – elatrex principio attivo
minoxidil farmacia online indom collirio monodose linfa farmacie palermo
alprazolam mylan sans ordonnance: PharmaDirecte – parfum mustela bГ©bГ©
Wow! This could be one particular of the most helpful blogs We’ve ever arrive across on this subject. Actually Fantastic. I’m also an expert in this topic therefore I can understand your hard work.
I am continually searching online for tips that can help me. Thanks!
http://ordinasalute.com/# naltrexone e bupropione dove si compra
peut on acheter du doliprane sans ordonnance brosse Г dent gum ortho tadalafil 5 mg prix
http://pharmadirecte.com/# bronchorectine adulte
http://ordinasalute.com/# zecovir prezzo
Some really great articles on this site, appreciate it for contribution.
https://tryggmed.com/# povidone iodine apotek
https://zorgpakket.shop/# apotheek medicijnen bestellen
nГёdprevensjon apotek: Trygg Med – strips apotek
medicatie apotheker: MedicijnPunt – online apotheek frankrijk